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We’re a proud mutual bank, owned by our members, and dedicated to helping them achieve their financial goals. We believe financial services should be tailored to the needs of our members and we’re here to support them in saving, managing their day-to-day banking, and achieving their dreams of home ownership.
It all started in 1869 when one of our founders, James Walker Bain, battled his way on foot across 204km of wilderness from Dunedin to Invercargill. James was determined to help the people of Southland safely save their shillings, florins and pounds, and provide a way to borrow for their first home.
His passion was to build a financial institution offering good rates and low fees, because it was owned by the people who used its services. That's exactly what he built, and what we still are today.
Now we're a mutual bank, still owned by our customers (who we call members) and here for all New Zealanders. We have branches, people and 24/7 banking right across New Zealand. After over 155 years we're stronger than ever, thanks to sticking to our belief that banking is all about putting people first.
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